Housing finance plays a pivotal role in all countries, both from a social and an economic-political point of view. The choice of an adequate housing finance system therefore is a key decision, especially for developing and transition countries that are struggling with a range of different problems such as imperfect capital markets, a weak banking sector, a low (long-term) savings rate, a lack of affordable financing options and difficult access to credit for low- to middle income groups. The Bauspar system adequately takes into account these conditions.
The international financial crisis is not a technical accident; it is system-inherent.
It is high time to draw lessons from it...
A video of the Verband der Privaten Bausparkassen
Duration: 08:49 min
OEE Newsletter of March 2015: "Savings in times of lowest interest rates – savings culture at stake? Some thoughts on the present and future of savings"
EFBS press release: Plans for new Green Paper jeopardize sustainable investments
EFBS press release: Zehnder re-elected as Managing Director
EFBS press release: IUHF 100th anniversary
EFBS press release: Consideration of low risk models under the Deposit Guarantee Schemes’ Directive
EFBS press release: Board of the EFBS re-elected
IUHF press release: Zehnder leads the world federation IUHF
EFBS press release: 50th anniversary of the EFBS
EFBS press release: EFBS welcomes the measures of safeguard proposed in the report of the Liikanen-Group
EFBS press release: European Bausparkassen welcome the result of the vote on the Mortgage Credit Directive
EFBS press release: Mortgage Credit Rules are Counterproductive
EFBS press release: European Commission‘s plans will adversely affect mortgage finance mechanisms