Bausparen – everyone can finance!

Housing finance plays a pivotal role in all countries, both from a social and an economic-political point of view. The choice of an adequate housing finance system therefore is a key decision, especially for developing and transition countries that are struggling with a range of different problems such as imperfect capital markets, a weak banking sector, a low (long-term) savings rate, a lack of affordable financing options and difficult access to credit for low- to middle income groups. The Bauspar system adequately takes into account these conditions.

News and Research

The Joint Congress of UNECE and EFBS on "Housing Finance beyond Subprime" took place in Munich from 17 to 19 May 2010.

Press release: Study: "European regulation of mortgage credit is not the right approach to facilitating cross-border offers" (PDF)

Press release: "Change of personnel" (PDF)

Press release: "No force on the SEPA implementation" (PDF)

Press release: "Regulation of mortgage credit at EU level not justified by financial crisis" (PDF)

Press release: "Barrage fire from Brussels" (PDF)

Press release: "Taxpayer's money for subprime system?" (PDF)

Press release: "Personalia" (PDF)

Press release: "The renaissance of the 'bauspar' system" (PDF)

Press release: "Welcoming Mr. Barack Obama" (PDF)

Welcoming note (PDF)

"Bausparen - a safe way to home ownership" (PDF)

H. J. Dübel: The U.S. mortgage market’s crisis -abstract (PDF)

UNECE-study: Housing Finance Systems for Countries in Transition - abstract (PDF) <//strong><//strong><//strong><//strong><//strong><//strong><//strong><//strong>

Links

European Federation of Building Societies

International Union for Housing Finance

XV European Congress of the EFBS

Downloads

The Employee Savings Allowance	9K
House Building Premium	8K
Bausparkassen Act	99K