Deutsche Information

Bausparen – everyone can finance!

Housing finance plays a pivotal role in all countries, both from a social and an economic-political point of view. The choice of an adequate housing finance system therefore is a key decision, especially for developing and transition countries that are struggling with a range of different problems such as imperfect capital markets, a weak banking sector, a low (long-term) savings rate, a lack of affordable financing options and difficult access to credit for low- to middle income groups. The Bauspar system adequately takes into account these conditions.

The brochure "The Bauspar System in Germany" provides information about the history, current situation and legal foundations of bausparen in Germany. The brochure is also available in French.

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VIDEO: Home ownership - the safe way

The international financial crisis is not a technical accident; it is system-inherent.
It is high time to draw lessons from it...

A video of the Verband der Privaten Bausparkassen

Duration: 08:49 min


OEE Newsletter of March 2015: "Savings in times of lowest interest rates – savings culture at stake? Some thoughts on the present and future of savings"

EFBS press release: Plans for new Green Paper jeopardize sustainable investments

EFBS press release: Zehnder re-elected as Managing Director

EFBS press release: IUHF 100th anniversary

EFBS press release: Consideration of low risk models under the Deposit Guarantee Schemes’ Directive

 EFBS press release: Board of the EFBS re-elected

IUHF press release: Zehnder leads the world federation IUHF

EFBS press release: 50th anniversary of the EFBS

EFBS press release: EFBS welcomes the measures of safeguard proposed in the report of the Liikanen-Group

EFBS press release: European Bausparkassen welcome the result of the vote on the Mortgage Credit Directive

EFBS press release: Mortgage Credit Rules are Counterproductive

EFBS press release: European Commission‘s plans will adversely affect mortgage finance mechanisms 




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