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MEIN KONTO
MEIN KONTO

Key figures of Bausparen in Germany 2022

BAUSPAR CONTRACTS PRIVATE BAUSPARKASSEN ALL GERMAN BAUSPARKASSEN
Number of contracts (portfolio) 14.6 million 22.7 million
Bauspar sum (portfolio) 616.2 billion EUR 929.6 billion EUR
Number of new contracts 0.9 million 1.4 million
Bauspar sum of new contracts 59.4 billion EUR 92.3 billion EUR
Disbursements for housing 30.3 billion EUR 40.5 billion EUR
New savings 17.8 billion EUR 27.5 billion EUR

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In Germany, bausparen plays an important role in housing finance. About 60 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.

Bausparen in Germany

In contrast to other savings models which only exist in individual countries, bausparen has long since established itself in Europe. Every fourth Member State of the European Union is a bauspar country.

Bausparen worldwide