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Bausparen in Germany

In Germany, bausparen plays an important role in housing finance. About 50 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.

Key figures of Bausparen in Germany 2018

Bauspar contractsPrivate BausparkassenAll German Bausparkassen
Number of contracts in inventory17.4 million27.1 million
Bauspar sum in inventory602.8 billion EUR904.5 billion EUR
Number of new contracts1.1 million1.8 million
Bauspar sum of new contracts54.7 billion EUR87.5 billion EUR
Paying out for housing 
24.7 billion EUR32.6 billion EUR
New deposits17.5 billion EUR27.1 billion EUR