Bausparen in Germany

In Germany, bausparen plays an important role in housing finance. About 60 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.

Key figures of Bausparen in Germany 2021

Bauspar contractsPrivate BausparkassenAll German Bausparkassen
Number of contracts in inventory15.4 million23.9 million
Bauspar sum in inventory608.3 billion EUR913.4 billion EUR
Number of new contracts0.9 million1.4 million
Bauspar sum of new contracts47.0 billion EUR72.8 billion EUR
Paying out for housing 
31.0 billion EUR40.2 billion EUR
New deposits17.8 billion EUR27.5 billion EUR