Bausparen in Germany

In Germany, bausparen plays an important role in housing finance. About 60 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.

Key figures of Bausparen in Germany 2020

Bauspar contractsPrivate BausparkassenAll German Bausparkassen
Number of contracts in inventory16.2 million25.1 million
Bauspar sum in inventory612.8 billion EUR919.4 billion EUR
Number of new contracts1.0 million1.5 million
Bauspar sum of new contracts50.0 billion EUR77.5 billion EUR
Paying out for housing 
31.6 billion EUR40.8 billion EUR
New deposits17.3 billion EUR26.9 billion EUR