In Germany, bausparen plays an important role in housing finance. About 60 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.
Key figures of Bausparen in Germany 2022
| Bauspar contracts | Private Bausparkassen | All German Bausparkassen |
| Number of contracts (portfolio) | 14.6 million | 22.7 million |
| Bauspar sum (portfolio) | 616.2 billion EUR | 929.6 billion EUR |
| Number of new contracts | 0.9 million | 1.4 million |
| Bauspar sum of new contracts | 59.4 billion EUR | 92.3 billion EUR |
| Disbursements for housing | 30.3 billion EUR | 40.5 billion EUR |
| New savings | 17.8 billion EUR | 27.5 billion EUR |