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Bausparen in Germany

In Germany, bausparen plays an important role in housing finance. About 60 percent of all property purchasers use bauspar funds. Many young people start saving early with a bausparkasse.

Key figures of Bausparen in Germany 2019

Bauspar contractsPrivate BausparkassenAll German Bausparkassen
Number of contracts in inventory16.9 million26.2 million
Bauspar sum in inventory611.8 billion EUR918.8 billion EUR
Number of new contracts1.1 million1.7 million
Bauspar sum of new contracts56.7 billion EUR89.6 billion EUR
Paying out for housing 
27.1 billion EUR35.4 billion EUR
New deposits17.7 billion EUR27.4 billion EUR